With school going children, tuition fees, insurances and saving for rainy days, what will your advise be for us parents who will like to start investing with limited funds?

always start from basic, aka settling your priorities like having sufficient emergency funds and insurance coverage.

next, look at the expenses and reflect whether they are worth the value or to cut down on these wastages.

after which, learn about investing at the same time and acess your risk level.

with children, a household is bound to incur higher expenses so will have to work out your savings level.

Can consider starting a rsp into sgx counters, eg the STI Etf or into reits. You can start with 100 per month into a counter of your choice with a platform like maybank ke's monthly investment plan. I believe that you are looking at a long term horizon to realise your gains so this may be something you can look into, either for tertiary education fees or part of your respective retirement plans. Alternatively, if your risk appetite is higher and can afford it, go through an investment workshop to learn how to manage an options portfolio, for example. You will gain a life long skill and can reach better returns with limited funds. But before you start investing, get the necessary medical / protection insurance plans in place and also set aside the emergency funds first. Hope this helps