facebookWhat has been the number 1 challenge in your personal finance journey? - Seedly

Anonymous

09 Jun 2020

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Retirement

What has been the number 1 challenge in your personal finance journey?

Discussion (27)

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Ng Wei En

09 Jun 2020

Analyst at Mastercard

Knowing where to draw the line between being financially prudent and living life. For some who are sorta addicted into this whole personal finance game, they tend to be calculative and give themselves too much pressure to save and invest their money. You do not want to get to the stage whereby your friends start seeing you as "cheapo" or being overly frugal. It is alright to enjoy life and treat yourself to some indulgence every now and then. Striking the balance between managing one's personal finances well and also not being overly stingy is probably the biggest challenge or dilemma that I think a lot of people face.

Cutting down on my expenses by spending less on "want" items has been quite a challenge for me

Zachary Teo

03 Jun 2020

Art Director at Ad Agency

Keeping up with various payments that I have to pay and making investing choices!​​​

Stress from my environment to splurge more when i know its better to save and invest it instead

I’m currently still a student, I do not have a stable income and a huge amount of funds for investme...

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