Anonymous
What are the pros and cons of paying for Grab services using Grabpay or Credit card?
I used to think you could only earn reward points using GrabPay, but I think you earn points using a credit card too.
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For me, I'll pay grab services (grab trip, grabfood, grabexpress, etc) by credit card directly.
Banks are starting to exclude grab topups for cashback or miles. All mastercards are excluded now due to the MCC.
However, if you are using grabpay mastercard for other services such as ezlink topup that does not award any points or cashback for credit card and grab points, you can look for some credit cards that are eligible for cashback (around 1 to 2%) to topup grabpay to earn abit of cashback.
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Grabpay is really good in the past , when we can earn reward for topping up the grabpay credits, so ...
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Credit card points seem more worthed it. Its extremely hard to accumulate enough Grab points to redeem rewards.