Anonymous
I've always believe investment is the way to go to beat inflation. I have long time horizon towards my retirement age. What would you do with your money?
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Perhaps u can consider ETF rather than ILP as an investment portfolio for financial gains.
Bulk of the premium paid for ILP is given to the insurance companies & agent for first 6 years which is the most crucial. On top of that there Is monthly policy fee and insurance charges to it.
If investment gains are your objective, and wish to have a diversified portfolio, you should explore ETF.
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Never mix investment with insurance, period.