facebookWhat are some insurance plans that I can consider if I'm a type 1 Diabetic? - Seedly

Shulingg Chen

Scientist at LonzA Biologics

03 Jun 2021

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Insurance

What are some insurance plans that I can consider if I'm a type 1 Diabetic?

Other than PA what are some other plans that i can consider?

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Elijah Lee

22 Nov 2019

Senior Financial Services Manager at Phillip Securities (Jurong East)

Hi Shulingg,

Type 2 diabetics can get some form of cover via some insurers plans.

Type 1 diabetics will likely face premium loading or exclusions, depending on the type of coverage. From what I know, Manulife Select Criticalcare is the only CI plan that type 1 diabetics can buy, abeit with some restrictions. You must be between age 40-70 to buy it, and your coverage is restricted to only the 6 most common late stage CI.

PA and GIO plans will not be an issue.

Pang Zhe Liang

22 Nov 2019

Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)

Other than plans with guaranteed issuance offer, the rest will be subjected to medical underwriting depending on the scope of coverage.

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