Asked on 01 Nov 2020
She has no intention of becoming a citizen and plans to renounce her citizenship once she retires. Meaning that she will no longer own the HDB once she does that (I believe?), does it mean that I have to take over the flat if I'm above 21? Or else what will happen to the flat?
Rachelle, Digital Marketing Associate at Seedly
Top Contributor (Feb)
Answered on 02 Dec 2020
Firstly, I'm terribly sorry to hear about your situation. It must be tough.
And with regards to the flat, based on the link that Jiayee sent is very informative.
The proposed owners can either be a Singapore Citizen (SC) or a Singapore Permanent Resident (SPR), with another owner or occupier who is an SC or SPR.
The proposed owners must be at least 21 years old.
Based on my interpretation, in this case, since your mum is a SPR, and you are an occupier (assuming you are a SC or SPR), your mum should be able to take over the flat.
Even if she doesn't plan to taken on citizenship, as long as she is a SPR under an existing eligibility scheme. She should still be able to remain as an owner of the flat.
Hope this helps and, stay strong. 💪