My husband spends at least $6 buying Starbucks every morning, I think it's a waste of money, but he doesn't want to stop. How can I convince him to stop spending on this? - Seedly
 

Marriage

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Asked by Anonymous

Asked on 31 Oct 2018

My husband spends at least $6 buying Starbucks every morning, I think it's a waste of money, but he doesn't want to stop. How can I convince him to stop spending on this?

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Serene Toh
Serene Toh
Level 6. Master
Updated on 07 Jun 2019

Before you ask him to stop. Please ask yourself the following questions;

  1. Is this his only pleasure / vice?

  2. Do you have any pleasure / vice that he thinks is a waste of money?

If the answer if yes for no. 1, if you can afford it, just let it be, at most negiotiate a monthly limit.

If the answer is yes for no. 2, you can do a swap; "I give up this if you give up this."

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Elsa Goh
Elsa Goh

31 Oct 2018

Good answer.
Yk Lai
Yk Lai
Level 4. Prodigy
Updated on 07 Jun 2019

If it is about coffee... I spent quite frequently for Starbucks coffee until my wife bought me a compact semi-auto Delonghi expresso maker, just little over $400. I use it to make my own coffee every morning, just within 5 minutes, even it is latte. Then, I spent about $5 for 2 liters of fresh milk fortnightly. Whenever I go travel, I buy many, really plenty of ground coffee to stock up. I have reduced significantly spending at Starbucks since then.

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Leong Wen Fong
Leong Wen Fong

31 Oct 2018

How much is the expresso maker? Does it come with an areoccino as well?
Yk Lai
Yk Lai

01 Nov 2018

The model is DE'LONGHI Dedica Style EC680 (newer model is EC685). There is a built-in milk steamer to make latte or cappuccino. Cost slightly over $400 back in April 2017. The newer model is about the same price, with some improvements made, if not mistaken to help user make cappuccino easier. I like this type of machine over the capsule type because user has more choices to test different brands of coffee.

Perhaps cutting down his spending on Starbucks is a good way to start. Come up with a monthly budget for spending on Starbucks. Reload XX amount to his starbucks card and once finished, he will no longer be allowed to drink Starbucks until the following month. You can try lowering the budget as time goes by. Alternativey, try to explore cheaper options.

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Junus Eu
Junus Eu
Top Contributor

Top Contributor (Jan)

Level 9. God of Wisdom
Updated on 07 Jun 2019

My personal take on this is that if it is one of the few indulgences he spends on, and still tracks well on your joint financial goals, it might make sense for him to enjoy it. Also consider why he is buying Starbucks.

Consider this:

Is Starbucks more about the status symbol than the coffee?

It might not just be about the caffeine fix. It could be about the daily ritual of trudging up to Starbucks before work starts, and just being in that environment helps him start of his day better.

Otherwise, perhaps you could introduce him to enjoying kopi from the kopitiam!

To provide perspective, I am not a fan of buying Starbucks, or any drink priced above $2.50. But that said, I recognise that everyone buys Starbucks for different reasons!

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Junus Eu
Junus Eu

20 Mar 2019

:D Was it a good decision on hindsight?
Serene Toh
Serene Toh

28 Mar 2019

Yep. This doesnt mean that I completely cut off McCafe, Yakun and Starbucks. Still have it occasionally, but you realise that you actually have so many options available.
Eric Lim
Eric Lim
Level 3. Wonderkid
Updated on 07 Jun 2019
  1. Buy him a tumbler and make him coffee every morning or

  2. Buy Nespresso machine and a tumbler

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Leong Wen Fong
Leong Wen Fong

31 Oct 2018

LOL! wa this one high effort sia!
Tee-Ming Chew
Tee-Ming Chew

31 Oct 2018

I actually agree on point 2. Nespresso is cheaper (long term) and convenient also
Phoebeta Tauri
Phoebeta Tauri
Level 4. Prodigy
Updated on 07 Jun 2019

Learn how to make that specific Starbucks coffee he likes. I learnt on how to cook my boyfriend's favourite dishes and made up mine too. I personally chef when he craves for it.

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Leong Wen Fong
Leong Wen Fong

24 Dec 2018

wow, GF of the year!
Elsa Goh
Elsa Goh
Level 6. Master
Answered on 31 Oct 2018

Will the starbucks coffee packs be cheaper? Maybe can make at home. Same taste but cheaper.

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Good Day Every Day
Good Day Every Day
Level 7. Grand Master
Answered on 01 Nov 2018

You may want to prepare coffee for him and see whether he is willing to give up on $6 Starbucks Coffee.

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Jonathan Chia Guangrong
Jonathan Chia Guangrong, Fund Manager at JCG Fund
Level 8. Wizard
Answered on 01 Nov 2018

Well, if you can't stop the habit, find a way to fund this. Perhaps look into investing in SBUX itself, either through direct stock purchase, or sell put options on it. Both ways will get some income which can be used to fund the morning coffee. Or as an alternative at the other end of the spectrum, borrow this book called The Automatic Millionaire by David Bach where he talks about a 'latte factor'. Sit down with your husband and go through the figures and show how much he'd have saved if the amount he spends on sbux is saved or invested instead. All the best

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Daniel Ling
Daniel Ling
Level 5. Genius
Answered on 31 Oct 2018

Assume 5 / day. 30 days is 150 dollars.

12 months is 1800.

2 years can buy 1 lot starhub.

1 year can buy new customizated computer rig.

2 year can buy IMG recliner.

4 year can go UniWorld luxury river cruise.

Name your poison.

Or spend 150 per month on something he disagree with and say it's equal to your daily drink.

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KH Puah
KH Puah
Level 3. Wonderkid
Answered on 28 Jun 2019

If his take home salary is $6 and up, let him enjoy. He will only stop when there is health issues from daily starbuck coffee.

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