The difference will be minimal. Interest rate doesnt change so quickly. So just apply for it. Time is money as well.
There are other options to explore for higher returns depending on your goals. SSB can be used as a temporary parking for your money. If you are looking for retirement planning, CPF is a great tool that offer 4% guarantee return, and tax relief.
Contact me on my facebook if you would like to learn more.
The difference will be minimal. Interest rate doesnt change so quickly. So just apply for it. Time is money as well.
There are other options to explore for higher returns depending on your goals. SSB can be used as a temporary parking for your money. If you are looking for retirement planning, CPF is a great tool that offer 4% guarantee return, and tax relief.
Contact me on my facebook if you would like to learn more.