facebookIs it better to pay by the marked price or by instalment. Which is better? (Especially for mobile phones) - Seedly

Anonymous

07 Jun 2019

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Is it better to pay by the marked price or by instalment. Which is better? (Especially for mobile phones)

Especially when it comes to purchasing mobile phone, which payment is best in the Long run? What are the pros and cons.

Discussion (7)

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Kenneth Lou

07 Jun 2019

Co-founder at Seedly

Actually if you are able to get a 0% instalment plan, I would actually recommend you to do a X month instalment.

Mainly for me, I bought a TV for around $1.3k but split it up into 6 months, so I can hit my minimum spend on my credit card (BOC Family card - min spend = $800 monthly) to get the cash rebate on all my other spend. That to me, is the biggest pro factor :)

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I will usually pay one shot. I don't like having liabilities/debts. I'd like to be debt free as early as I can!

Gabriel

16 Oct 2018

Undergraduate at National University of Singapore

I'll pay one shot to have a peace of mind!...

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