Anonymous
While FSM One’s RSP might seem cheaper than OCBC/POEMS, there is a dividend handling fee for SGX or US ETFs. For US ETFs, the minimum is USD$2.50 or 1% of gross dividend. Won’t this basically make the investor ineligible for any dividend payment?
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If your monthly investment among is big enough, I will say POEMs will be good for you. If I recall correctly, they even allow you to automatically reinvest your dividend at no extra fees.