facebookIn regards to the Ntuc Enhanced Incomeshield, what is the difference in benefits for the Deluxe and Classic care rider? - Seedly

Anonymous

15 Oct 2020

Insurance

In regards to the Ntuc Enhanced Incomeshield, what is the difference in benefits for the Deluxe and Classic care rider?

Discussion (2)

What are your thoughts?

Learn how to style your text

Hariz Arthur Maloy

15 Oct 2020

Independent Financial Advisor at Promiseland Independent

Hi Anon,

The main difference is the co-insurance that has to be paid by the insured.

Deluxe Care is at 5% with a 3k cap, and Classic Care is at 10% with a $3k cap. Both riders also encourages you to seek a panel doctor, if you don't you'll have no caps on your co-insurance.

In addition, seeking a non panel doctor under Classic Care also imposes a $2,000 extra payment.

The brochure here explains this well. https://www.income.com.sg/kcassets/7a9a622c-41c...

Pages 14 and 15.

View 1 replies

Write your thoughts