Anonymous
I save for about $1k for every month, I have 3 sets of accounts with POSB/DBS.
Savings account - DAILY SPENDINGS
POSB SAYE - During savings for ns but ord already should I close it?
DBS REMIX ACCOUNT - EMERGENCY FUND ACCUMULATED $18K, should I close and open up a new account? Have it more that 2-3years.
My main 2019 goal is to make $12k savings for the year end. But how do I be realistic to make it grow?
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Oh ChengKok
12 May 2021
Financial Services Consultant at AIA Singapore
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Gabriel Tham
07 Jun 2019
Tag Team Member at Kenichi Tag Team
You can try CIMB Fastsaver account for 1% interest rate.
Or you can put some emergency funds into Singapore savings bonds for a higher interest rate and longer term savings goal.
These are nearly risk free ways to grow your money.
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60% is of course very good if you can do it. Most of the time, people give some amt to parents, dedu...
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I think it is a very good habit to save XX% of your income consistently. If you have a goal to save money, make sure you earn some side hustle money (be it tuition etc) to make your goal realistic.