facebook I was thinking of getting a credit card that can give me good rebates. I am considering the Citibank SMRT card, but not sure if all my onlline spending will be recognised as such? Are there better cards out there for me? - Seedly

Anonymous

04 Mar 2021

Credit Cards

I was thinking of getting a credit card that can give me good rebates. I am considering the Citibank SMRT card, but not sure if all my onlline spending will be recognised as such? Are there better cards out there for me?

I buy from taobao, iherb, lazada, zalora, travel websites (airlines, airbnb, booking.com) most frequently and I was thinking of getting a credit card that can give me good rebates. My other in-person spending would mostly be F&B, fairprice and ezlink top-ups. Monthly spend ranges but usually under $600.

Discussion (5)

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I like the American Express True Cash Back. Here's the URL to apply: https://www.americanexpress.com/sg/campaigns/tr...

Cashback rate: 3% for first 6 months, 1.5% thereafter. Cashback credited to your account within the same month as your spend.

2.5% cashback for all overseas spend.

Cashback cap: $5,000 for the first 6 months, NO cap thereafter

Min. spend: None

Other bonuses:

  • Free travel insurance (up to $350,000 cover) when you purchase air tickets with this card

  • $160 cash gift if you spend $500 within your first month of receiving the card (only for new Amex cardholders) - valid only till 15 March 2021

If you're an SME owner needing financing, check out this comparison of the 9 best sites to get a business loan online in Singapore.

Can consider UOB one if it is $500 monthly.

SMRT card once you reached minimum of $300, the rebate increased by 0.3% , in terms of SMRT dollar which can be converted as rebate for your bills.

Keith Ng

28 May 2019

Assistant Digital Marketing Manager at Mandai Wildlife Group

CIMB Visa Signature would suit you very well.

10% cashback on online spend (Taobao, iHerb,...

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