I am 27 years old with $20k spare cash after saving up for emergency funds, insurance and other investments/plans. What else can I do with the remaining money?

Hi, your portfolio looks diversified. Well done! However, you may want to protect your investments with a comprehensive Whole Life Plan, one that covers early critical illness as well. Don't forget a private integrated shield plan to cover any hospitalisation needs.

If there's a 20k above all the basic coverage needs, you can try looking at DollarDex, more index funds, potential company stocks. It depends on your risk appetite. =)

I think you already have a very solid and diversified portfolio! Depending on what you want, I would consider the following lump sum investments options

1. Add a lump sum to your existing Stashaway investment
   2) look at overseas stocks with super high growth potential (risk is high too). e.g Tesla, square, ARK invest ETFs
   3) allocated a lump sum to buy more dividend stocks