How to get started on interactive brokers?

Hmm, personally I wouldn't worry too much about the withholding tax if you're looking at US markets. US markets tend to be less focused on dividends and more on growth. After all, the S&P 500 pays ~1% in dividends and the NADSAQ 100 even less.

If you're looking at brokers, seeing as you probably won't be trading, I'm not sure that Interactive Brokers is the best choice for you since there are inactivity fees if you don't hit the required commissisons per month.

My recommendations would be:

TD Ameritrade:

Pros:

• Zero comms

• Close to spot FX rates

• Well established brokerage

• Good access to other investments (options etc)

Cons:

• Limited to US market

• Long time to approve account haha

Tiger Brokers:

Pros:

• Low comms (USD 1.99 min per trade)

• Good FX rates

• Good access to other investments (options etc)

• Access to US/HK/SG/China markets

Cons:

• Relatively new to the market

Do consider checking out my comparison of brokers here!

Just go for ark etfs, no dividends paid and higher growth than snp at a higher expense ratio ofc. Thats only if you can take the volatility.