Asked on 23 May 2018
Increase credit score by making prompt payment on time. If possible, reduce the # of debts that you have by paying off wherever possible - especially credit cards and loans.
Do not open multiple new accounts within short period of time in bid to increase your available funds or close accounts to make it go away. Credit score stays affected for a number of years - 3 years or 5 years for bankruptcy.
Most importantly, check your credit report. The whole purpose is that bank assess you as a responsible user of credit so if you uses the credit and are able to pay back responsibly - you will have a better credit in long term.
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