Anonymous
I'm only 21 and these were never taught in school T-T. I am starting work soon in a few months but I've always seen people use their miles credit to upgrade to business class etc. May I know how is it done or what are the hacks with using a credit card?
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Hello! Here are some benefits:
Spending money you don't have yet (i.e. borrowing on credit)
Cash rebates / Cashbacks / Miles
Credit card discounts
Here are some articles to help you:
Maximising your credit card
How to apply
Myths about credit cards
The hacks that come with a credit card depends on which credit card you are using.
But generally, one hack is to use multiple CCs and max out the cashback/miles you get from each card if there is a monthly cap to the amount of cashback/miles earnt. Here is a wedding specific hack to credit cards.