facebookHi everyone, this is a follow up question. Plan A is to park my savings in high interest account until my dad secures a job during this pandemic. Plan B is to invest in dividend funds. More below. What are your thoughts? - Seedly

Jeff

04 Oct 2020

āˆ™

General Investing

Hi everyone, this is a follow up question. Plan A is to park my savings in high interest account until my dad secures a job during this pandemic. Plan B is to invest in dividend funds. More below. What are your thoughts?

I am looking to invest in funds that are paying dividends which are less volatile corporate bond funds and equity funds which are dividend funds such as Blackrock China Bond Fund and First state dividend advantage. What are your thoughts on these two funds? Thank you everyone.
1. https://secure.fundsupermart.com/fsm/funds/fact...
2. https://secure.fundsupermart.com/fsm/funds/fact...

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Gabriel

04 Oct 2020

Undergraduate at National University of Singapore

Hey Jeff, if you're looking to invest in unit trusts, you can check out Endowus. They do not charge a sales/transaction fee and will rebate 100% of the trailer fees back to you, effectively lowering the fees. They offer a pretty wide range of funds to invest in, and they document the rationale/reasons for offering that particular fund to users of Endowus. For instance - https://endowus.com/support/360000629462

Recently, they launched a new feature where you can customise your own portfolio. Super cool!

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Two of your mentioned 3 funds have super-high 0.99% annual fees in the factsheets

and one (FSSA DIVIDEND ADVANTAGE A QDIS SGD) even indecent 1.71% per year.

this will crush your performance

for bonds BNDW (Vanguard Total World Bond ETF)

has 0.06% fees per year

for stocks VT (Vanguard Total World Stock ETF)

has 0.08% fees per year

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