Hi all, could you please give me some criticism or feedback on my investment plan? - Seedly
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Anonymous

Asked on 17 Apr 2020

Hi all, could you please give me some criticism or feedback on my investment plan?

$100 into BullionStar Bullion Savings Program(BSP), $100 into SYFE REIT+ and stock investment of my choosing in bot U.S and Singapore, $500 - $1000.

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You're pretty aggressive, which is always fun to comment on. You have REITs and the stocks part is a little vague so its hard to comment on that, but generally 80 - 10 - 10 with no bonds.

My criticism would be that you didn't state the duration of how long you want this portfolio to run, the volatility you expect from it (how much does 10% of bullion balance it out? I've done all weather portfolios, so I know for a fact that the answer is not much to the point you may as well not have it at all).

If I'm accumulating for a purpose like retirement I'd rather have stocks or funds that have ties to the economy because if you chose stocks like Royal Carribean (cruise) you're pretty much screwed. And if you were already good at stock selection, why not invest in REITs on your own? No need to compromise the returns for potentially unnecessary diversification if you really felt you can pick your own stocks.

(hows that for crticism?)

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Question Poster

17 Apr 2020

My duration is 10+ years, basically Long term investment. The reason I’m deciding to go with SYFE REIT+ is to reduce cost. Also the SYFE REIT+ portfolio includes bonds. As for the criticism, I like it, makes me think more
Luke Ho
Luke Ho

17 Apr 2020

Hmm, excellent. I think it'll be fine, though I'd forsake the bullion. After people account for Covid, they'll likely realize that its only defensive against certain types of crashes, not all. Could have opportunity cost for holding onto it. I was not aware the SYFE Reit Portfolio had bonds. Interesting.
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Wilson Nid A Break
Wilson Nid A Break
Level 9. God of Wisdom
Answered on 17 Apr 2020

Too little in absolute amount contribution to made a meaningful impact post transaction costs

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Colin Lim
Colin Lim, Financial Services Consultant at Colin Lim
Level 7. Grand Master
Answered on 17 Apr 2020

I saw the fb ad on bullionstar... Gold investment.. Nice👍🏼

100 in syfe which target on reits and bonds.= income

500 to 1000 into US and SG stocks..

Bulk of your funds go into growth which is good. A part go for dividend/income.

There is no criticism to talk about because every1 has their own investment style. I feel its a good strategy. Jiayou. And update me your returns.👍🏼

#planwithcolin

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