facebookCurrently I have a Whole Life Plan, covering only CI. I am looking at Singlife Multiclaim CI plan with early CI rider to cover early CI. Any recommendations for affordable early CI plans? - Seedly

Anonymous

27 Jul 2020

Insurance

Currently I have a Whole Life Plan, covering only CI. I am looking at Singlife Multiclaim CI plan with early CI rider to cover early CI. Any recommendations for affordable early CI plans?

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Jonathan Soh

27 Jul 2020

Wealth Manager at Aviva Financial Advisers

Hi there, you might want to look at this thread. The plans talked about cover for early CI as well.

You can message me here to find out more.​​​

Hey there!

There are a variety of plans out there. Typically, you'll want to look at:

1) How comprehensive is the plan (how many conditions are covered)

2) What sort of special conditions are covered? Some plans even cover pre-early benefits (even earlier than ECI haha)

3) What is the effective maximum total payout? (how many claims can you get, under which CI stage etc)

Make sure you attach a premium waiver rider with it too, it ensures your plan will still be in force in the event you are unable to work to fund the plan due to a CI.

Financial planning is an integral part of life. You can reach me here to find out more.

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