Raimi Jasman - Seedly
Raimi Jasman

25 and learning new things every single day.

Raimi Jasman

Workshops Instructor at Commonwealth Retail Concepts

15Upvotes

About

25 and learning new things every single day.

Credentials

Workshops Instructor at Commonwealth Retail Concepts

Raimi Jasman

Workshops Instructor at Commonwealth Retail Concepts

15Upvotes
  • Answers (9)
  • Questions (9)
  • Reviews (0)

Salary

CPF

Career

Raimi Jasman
Raimi Jasman
Level 3. Wonderkid
Updated on 07 Jun 2019
Hi there! I think you should really take up this job offer offering u 1.8k basic - 2k per month. I am currently working and earning the same as you and I am happy with the stage of life I am now. I have friends whom are earning 3.5-4.5k per month. They are even close friends as me and I don’t feel like they earn more they are happy they have to pay this pay that. At first when i got my first full time job I was like why not go ahead with this job which I love doing it the most! My friends said don’t join this company instead find a higher pay job, I said no and I stand my ground and was hired and then confirmed after 3 months probation. It was an amazing journey . I don’t regret earning lesser than my diploma friends which I also attained a dip cert. I may not be rich or capable of buying a lot of things for example shopping but I am happy I can survive my life up till today. I do freelancing too but my FT job takes most of my days and not much freelancing work loas so hence I manage to save $1K a month which is like 60% of my pay every month since the first day at the first month of my pay cheque I managed to save at least 1k$ every month. have faith and keep doing what u love to do. Be genuine and u go farrrr #seedly helps me a lot sometimes:)

AMA 1M65

Savings

Honestly, I saved about 60% of my salary. And I can do it, so can u. I still eat normally and sometimes I manage to get McDonald’s breakfast too. It’s just how disciplined you are?

Lifestyle

It is perfectly normal as I am 25 this year and 26 next year we are around of the same age. All my close friends are happily married and almost all have children and even some on the way to get child. I am blessed that we are still friends and we do meet occasionally and chit chat and give support to one another. Dont worry at all, we are doing fine!

Insurance

AMA SG Young Investment

Never ever cancel or terminate your dpS! It is good to have and it is auto once u start working and have a cpf deduction. No cash is being use when u are working part time. It doesn’t cost much too! Jiaoyou!

Family

I’ve starting paying my own bills at the age of 16. And I’m sure you can do it. I pay my own starhub mobile bill and it’s not a burden at all. Start small and I’m sure u can settle the rest. If lodging payment, can give monthly sum of money to your parent for eg. $100-$200

Ultimate Hacks: Adulting

General

Savings

Raimi Jasman
Raimi Jasman
Level 3. Wonderkid
Answered on 01 Oct 2018
Hi there! Good that at your age as a nsf you love to save, invest and learn ways to save and also bloom your money. During my time in ns, I opened up a POSB saye account and it really helps to discipline your saving skills or method as it auto deduct your amount you wish to save. This account I must say is a must to open!! Safra debit card would be good because the ammenities at safra for example if you life to swim is free! It’s just the few months they will deduct a portion of your pay up to $90 monthly but only for like a few months from what I recall. As I just ord this year July:) Currently, I have 3 accounts with DBS. It’s good for savings, expenses and an account to keep for your let say holiday or future planning in let say 2-4 years. You can do it!

General

Bank Account

Raimi Jasman
Raimi Jasman
Level 3. Wonderkid
Answered on 17 Sep 2018
If it’s me I will keep saving the amount of money until I feel that my emergency funds are enough for my expenses up till 6-12 months. Read more ore to gain knowledge or if you don’t like reading like me, talk to more financial consultants at fb or ig. They are willing to share more. All the best!

General

Career

Raimi Jasman
Raimi Jasman
Level 3. Wonderkid
Answered on 16 Sep 2018
Dont be too picky. I’m a fresh grad also and I got an offer of 2K only and I am up for it. I am happy to learn along the way. Go and grab this golden chance as we are still young to learn and gain more new experiences along the way.

Investments

General

Coffee Meets Investing

Raimi Jasman
Raimi Jasman
Level 3. Wonderkid
Answered on 12 Jul 2018
Firstly, I would have managed a sufficient amount of emergency fund at least 3 to 6 months worth of expenses calculated via my seedly expenses or even dbs app does it for you for your 3 months expenses just total up and save that amount via hard cash or a normal savings account you have. Next, if you’re 20-25 and keen to have at least 1% of interest in a bank account, put in your 1st $10K into it and let your money grow for up to 10 years. Must at least have $1K. Once your money bloom inside, while working full time invest at least $100 in STI ETF/blue chip or etc to at least have a portfolio. I may be noob because I am still reading up on investments and such skills they have. A very not so young chap trying to learn more and adapting life saving and cost saving skills. Do correct me if I am wrong:)
Level 3. Wonderkid
15UpvotesGoal 20
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