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Lim Zhi Cong

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Lim Zhi Cong

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Lim Zhi Cong

5Upvotes
  • Answers (4)
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Investments

Lim Zhi Cong
Lim Zhi Cong
Level 3. Wonderkid
Updated on 07 Jun 2019
As an NSF myself, I started out with index funds first. That's because index funds tracks is a basket of shares, means you are basically diversifying into multiple counters at once. Forr a 19 year old, I think its best to gain knowledge while handling the practical part of investment. Starting off at 19 is a huge advantage that many people wish to have. Take advantage of your youth and make mistakes and learn from them and you will grow to become a seasoned investor in no time.

Smartly

Autowealth

Stashaway

Robo-advisors

Investments

Lim Zhi Cong
Lim Zhi Cong
Level 3. Wonderkid
Updated on 07 Jun 2019
Started stashaway in feb, total gains 8.3% so far. Was in 20% risk level but adjusted the levels to 36% last month.

Policies

Lifestyle

Education

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CPF

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Lim Zhi Cong
Lim Zhi Cong
Level 3. Wonderkid
Answered on 24 Oct 2018
Same boat here. Currently serving NS so won't need to repay. Initially wanted to one shot pay back to clear debt ASAP. But after some thought, I would choose to pay 100/200 per month, the rest will be used for investments. I'm confident of being able to get more than 2.5% returns in my I investments, hence I choose to repay slowly. This only applies if you are confident that you can beat the interest rates for your loan, if not best is to repay ASAP so that the interest doesn't snowball. There is no shoe that can fit everyone's feet. In the end the decision can only be made by you.

General

Lim Zhi Cong
Lim Zhi Cong
Level 3. Wonderkid
Answered on 08 Sep 2018
Worked at IT show twice. Products definitely not inferior, some are just older models that they want to clear. Advice is to come on the last day, usually they will mark down the price to its lowest during the last day. You can also negotiate to a certain extend. Bulk purchases are able to negotiate more/get more freebies. The freebies for some are quite decent and depends on price you pay, the more you pay the more freebies you get.
Level 3. Wonderkid
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