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If you could give young Singaporeans only one investing principle to follow for the next 30 years, what would it be and why?

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Live within your means, invest early, invest in broad indexes with low fees, focus on earning power, automate the process and dont think about it. Live well.

The best time to start was yesterday.

Also, screw CPF.

Kent Toh

10 Jun 2026

Consultant at Sprinklr

Be patient and plan before action.

Invest regularly, don’t panic when markets drop, and give your money time to grow....

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